Subject: Re: question for Jim
I don't follow your logic. Please explain.

I retired because I was doing the same thing for 32 years, and I hit 65. I wanted to do something different and to have fun while I am still healthy. I actually liked what I did, but wanted to do something different, and to have more time to have fun. I have a friend who wanted to lead hiking trips. He kept working and his joints went, and now he won't be able to do that. I did not want that to be me.