Subject: Re: Trump's "fraud" in NY
If that's what happened here, but that's not what happened here.

That what the judge found had happened here. One component of the monetary award is an assessment of the gains that Trump obtained through the fraud:

The monetary penalties involve what Engoron said were “ill-gotten gains” that Trump attained by making himself seem richer. They include money Trump saved by securing lower loan interest rates and profits from the sale of properties that he might not have been able to develop without that financing.

https://apnews.com/article/tru...

Engoron found that Trump lied about the value of his properties, allowing him to obtain lower interest rates on his loans and to obtain loans on development projects that otherwise would not have been given to him had he been truthful about property valuation.