Subject: Timing in general
Timing in general

After looking at this stuff for a long long time I have come to a conclusion about timing.

* If you are looking at the long term, say 20+ years, you should NOT do timing at all. All that timing does for you is smooth out the downturns at the cost of LOWER long-term return.

* Only if you are looking at short-ish term, say 10-15 years or less, does timing have any significant benefit. That's because in the drop of a bear market your portfolio (that is, you) terminates before the market has had time to recover from the bear market.


Sorry.