Subject: Re: FKA: KMX
isnt the immediate move is massively cut credit to risky consumers? these companies know their customers risk better than their own friends&family.

e.g., in ~3 decades of paying my cards on time and in full, i have never been offered a rate change because it would be pointless. but offers to up my max limit comes regularly.

the end result would be an effective tightening that partially offsets trumpedo's 0% fedrate fantasy.