Subject: Re: Short term cash yields
"I'm seeing a JPM 1 year brokered CD paying 5.75%."

Be careful with these. They have a call option attached to them, so if rates remain the same or go down, JP Morgan will call the CD and your 5.75% rate will suddenly end. JP Morgan is tricky that way.


Hah! That happened to me recently.
I had a JPM 5.40% CD maturing 2/28/24 which they called on 11/30/23. Not terrible for me, I replaced it with a T-bill maturing 4/30/24 at effective 5.51%.

I have a JPM 5.55% maturing 7/30/24, which I suspect will be called on 2/28/24.

Whoa!! Raisin has a 6 month CD at 5.70%.