Subject: Re: Roth convert +/- AI
thx.
i think i will end up doing some % of the max (divided by years) starting in December, deferring the bulk until my upcoming dip years in earned income.
the sensitivity seems too great for many uncertain variables, including small changes in overall asset allocation profile (e.g., 'moderate' vs 'conservative' equities) pre and post conversion.

by the time i hit medicare, even those that moved to PR may be in for a surprise if granted statehood.