Subject: Re: Foreign exposure
All math aside, foreign companies that pay regular dividends, have a boring business, and are in somewhat business-friendly and shareholder-friendly-ish jurisdictions, are good enough for me. Nestle, Roche, a few large ones in the FTSE UK index, etc.

I hold several foreign stocks and such Roche (RHHBY), NXPI, and Alibaba (BABA)and am always annoyed by the ADR holding fee that I am charged. Its almost like having a negative quarterly dividend. I hold my stocks in a Schwab account. Is there an alternative I should be pursuing to avoid the fees?