Subject: Re: OT: Asking for investment advice
Thanks, knighttof3. I might not have made it clear and therefore was misleading Jim and you a bit insofar as that big sum she expects won't be her retirement fund (by far not enough for that) but that she has to live from it for the next 3-5 years if she then still doesn't have a regular income.

Because of that last night (my night, here in Europe) I recommended she puts 1/2 in QQQE+RSP+BRK and the other 1/2 in cash equivalents (Gov. Bonds+Term Dep.+Savings Acc.), best in form of a "ladder". And I stressed that this is so that she isn't forced to sell stocks during a down market.