Subject: Re: Some serious criticism of Todd Combs
Todd has been called in to fix the issues that probably grew for a long time under beloved CEO Tony Nicely.

Warren for his part probably turned a blind eye to these issues.

The gap for example in IT investment between GEICO and Progressive is enormous. Where was the CEO or Board oversight that saw that free cash flow needed to be invested technological and analytical capabilities in the business rather than funneled up to Omaha?