Subject: Best way to get USD into Wise?
I just opened a Wise account as my visa process gets rolling, and found that they do not support externally initiated ACH transfers into a USD denominated Wise account (at least for new Wise customers).

The options appears to be an ACH initiated from the Wise side for 0.28% fee, or sending USD to a GBP-denominated Wise account, which I expect would at least incur the sending institution's SWIFT fee. Are there cheaper options for funding the Wise account? For a few hundred bucks I don't care, but when looking at funding a bank account in Portugal with a much larger amount, I'd like to minimize the overhead.