Subject: dividend stocks for 2024
Happy Hogmanay to all on here for 2024.!

I am a bit late to ask for input on dividend stocks for the next , say, 5 years +.
as I "see" interest rates come down, and have some pennies lying idle-ish in my IRA, I'm looking at some divvy stocks to take the place of treasuries. Prefer 3.5% plus, with a possible 5%+ cap appreciation p.a.and as limited downside risk as I can find. I really havent looked closely at divvy stocks for years, so my picks may be absolutely crap.

here is what I added last Q:

XOM
DOW
BAC

here is what I'm looking at :
MO
WMB

one I am "banking on" for future,bought last year. PG says will reinstate div within 4 years, meanwhile its done very well.

INTC

anyone else looking / thinking like this ?