Subject: Re: OT: Asking for investment advice
...she has to live from it for the next 3-5 years if she then still doesn't have a regular income.

In that case, and with CD and Treasury yields being what they are and equities priced as they are, I'd opt for no more than 20% in a total market index fund and at least 80% in CDs and Treasuries laddered out 3 to 5 years.