Subject: Re: OT - advice for my son
Yes, absolutely, yes. Nothing beats tax deferred compounding in an S&P 500 ETF, especially when you're at that age.


I agree. However I do have some pause at the moment, as many folks are worried about the excessive concentration and high valuation.
One could also pick an SP500 equal weight, or split between the two.
For one of my daughters, I recommended RSP and a small cap growth index VBK.
Thinking about changing that to a mix of VOO, RSP, VBK, and the cap-weighted SP500 may continue to outperform for 10 more years, who knows.

It seems less and less folks have access to regular company sponsored 401K's these days.


Mark