Subject: Re: How to invest (part 2 of 3) Shrewd'm style
" Good morning, why leave out Vanguard as a potential firm to open your account?

Vanguard is a P.I.T.A. to do much of anything."


Really? An old friend was widowed last year. At Schwab we have to move $$ monthly from her settlement account into her MMF, is that a PITA? At Vanguard my MMF is my settlement account. The yield I get on my Vanguard MMF in my settlement account is always higher than at Fido etc. That cash is used to secure puts I'm short. Over 30 years that .30 % additional yield has added up. I watch my fills at Vanguard very closely. I watch her fills at Schwab, good luck.