Subject: Re: Zweig article/30-year Returns
1.5K/month on insurance (car, homeowners, health, etc.)

1 Medicare, 1 Bronze level ACA, close to $1,400/month. No subsidies. Add to that insurance on 2 vehicles, and an umbrella policy, (super cheap,) house insurance part of mortgage but about $2,300/y. Home and vehicle insurance has skyrocketed in the past few years, even without incidences on our homes/vehicles, nor local issues. Valuation of home has skyrocketed, so insurance has too, but vehicles have declined in value yet basically doubled a couple of years ago. Replacement costs on home.

FWIW,
IP