Subject: Re: Thoughts on Retirement Investing
For now it is a mixture of treasuries (2 years or less), stocks (BRK, Google, Facebook/Meta, ETFs (SP500, QQQE) and one fund Distillate US Fdmtl Stblty & Val ETF DSTL

I mostly curious what people who are retired would do with the money in the TD account. I don't think I'd be comfortable putting it all in stocks and I'm not a bond fund person.


I think you're doing what you need to do already: Index stock funds/BRK and enough treasuries/cash so you can sleep.

There's no need to get any more complicated than that.

We put my father-in-law's entire IRA portfolio into LifeStrategy Moderate Growth Fund (60/40). There are other allocations available:

https://investor.vanguard.com/...

Can't get simpler than that. That's what I told my wife to do when I'm gone: keep the BRK and her IRA (Vanguard target date fund), put everything else into a LifeStrategy fund.