Subject: ACA for next year
So...this is interesting.

I had a quick look at our dividends this year. We also have some interest, but not really a lot. Estimating our income this year, it looks like our subsidy won't change much. We should be below the 400% FPL level (since we're a couple, that's $84600 for 2026). Same bronze plan as we have now. If we don't have any cap gains next year, which we won't if we don't sell anything, it doesn't seem that we'll be affected very much. I had one sale early this year, with a cap gain (which I have to figure the cost basis for). That will affect this years' subsidy when I file my taxes in April.