Subject: Re: 90/10 or 10/90?
"20% equities and 80% CDs, Treasuries, short-term money market, and cash. We rarely exceed 40% equities. BRK is our single largest holding, and that's been the case for at least the past decade."

You may want to think about your goals for passing along generational wealth - either to charities, relatives or both.

Inflation may be sticky and being 80% in CDs is eroding your wealth even if you don't need it.