Subject: Re: Thoughts on Retirement Investing
I don't think I'd be comfortable putting it all in stocks and I'm not a bond fund person.

I have some of our money in preferred stocks, holding them until called. It does take some (relatively infrequent) work to identify suitable preferreds, but they provide a reliable source of income until they're called. Quantum Online (https://www.quantumonline.com/ ) is a good source for locating preferreds.

Preferreds rather than common stocks for me because at my age, I need to be a bit more cautious--less time to recover from the intermediate-term drops on the way to the long-term gains.

One common stock: BEN, which I have because it's a stable company and I like the dividends it pays. Here, too, though, I don't care about its market price; I hold it for the dividends.

Eric Hines