Subject: Re: Zweig article/30-year Returns
...if we are spending less then we do now something has gone wrong.

Maybe not. Depends on your housing situation. We paid off our house, so we don't have the monthly mortgage payment today.

We drive a lot less, so less auto expenses (gas, tires, maintenance).

But we do spend more on vacations now, because we have time for vacations now. Before, we had only 4 weeks paid. Now we can be gone for two months without a problem.

I'd say we are about even, factoring in inflation.