Subject: TIPS?

I'm wondering how many are using TIPS (treasury inflation protected securities) for retirement?

I now some people use them significantly but I have not. Lately (last year or two) I have bought some to partially tide us over until we reach 70.

I suppose if they do what they are supposed to (track inflation) and you can get 2% real return (sometimes you can) then I think that would mean if you had saved 25X expenses for retirement and were planning to use a 4% WD then it would extend your money to 33 years (if my math is close to correct).

As I mentioned elsewhere, I'm hedging on most investments now. A mixture of US, international, and treasuries (TIPS and nominals). Overall maybe about 25/25/50. And about 5% in gold since inflation seems likely.

Good luck.
Rich