Subject: Re: Spy down another 4 percent,
<<... are there any foreign currency funds or TIPS funds in Schwab?>>

Yes, both. The Schwab TIPS ETF is SCHP. There are others on offer, with somewhat higher fees. The currency ETFs have 3-letter symbols beginning with FX (FXA is Australian dollar, FXB is British pound, FXC is Canadian dollar, FXD is Swiss franc, FXE is Euro, FXY is Japanese yen).