Subject: Re: Zweig article/30-year Returns
{{ Be aware that even though you can wait until 73 to start RMDs, you jump into the table at the age 73 rate. Age 73 rate is 3.8%. That "3/10ths of 1%" withdrawal will be long gone. }}

Not really. My traditional IRA is only about 10% of my net worth. Most of my assets are in my taxable account.

{{ You might want to start taking IRA withdrawals early so as to reduce the amount of the mandatory withdrawals at 73 & after. Pay a little more tax now at lower rate to save a much larger rate later. }}

I've been doing Roth conversions since age 65 to pare down the size of my IRA.

intercst