Subject: Re: The Obamacare pickle
The ACA is *far* better coverage than we had before it. Health insurance underwriting was a nightmare.

Is it, now. Insurance companies are bigger and have more power and we haven’t seen price reforms (such as transparent pricing) as we should have.

The biggest innovations in health care have been around the localized Zoom Clinics and similar.

Asking again, how do you pay for healthcare

I use:
-My employer’s HSA, where I’ve been maxing out contributions pretax since the program’s inception
-Cash out of pocket. I’d rather my pre-tax money grow on the side.