Subject: Re: Constructing a legacy portfolio
a mostly ETF portfolio that I can pretty much ignore over the next decade.
40% FCNTX
20% QQQM (or QQQ)
40% VTI (VTSAX) (which includes large-, mid-, small-, and micro-cap stocks)

backtests: https://testfol.io/?s=2VurkSrV...

and/or
VASGX (LifeStrategy Growth Fund)
Althought that has 20% bonds. So maybe not.




consider keeping maybe 10-20% in cash equivalents to take
advantage of a future market crash.

That is contrary to "pretty much ignore."
Notwithstanding that cash is a drag on portfolio performance.



What I don't want to consider adding to the mix:
- Bond ETFs

Good for you. The purpose of bond allocation is to reduce volatility, at the expense of total return. But for a 20 year period you don't really care about the volatility.