Subject: Re: Barry Ritholtz’s Investing advice
Well done. Money when you’re young and don’t earn it yourself teaches you dependency, fear of spending what you don’t know how to make yourself and trying to live up to something you’re really not.

— My words, from reading, The Millionaire Next Door, the largest research study on millionaire’s ever published. Sixty plus pages on which giving styles are most effective (and most destructive) on the lives of millionaire’s children.

Highly recommend. Will put in the books section, as well.