Subject: Re: Health insurers are exiting the Marketplace
My insurer is regional (most of MN and parts of WI/IA/NE?) and highly concentrated in the metro Twin Cities area (high population density AND high health care delivery capability). If you have a lot of *independent* doctors in their own practices, that can be a problem for you because the insurer can claim they have *enough* of doctors in specialty care X and don't need more (so yours may not be included). My doctors are in large practice groups, with many care locations, that are almost always included in most health care programs. A few insurers do not include one or the other of these large groups--but omitting BOTH groups would mean the insurer is targeting a client market that wouldn't use them as providers anyway.