Subject: Re: question for Jim
We said, "Bill, you will retire at 65 in 2 years. They are giving you that entire 2 years of salary right now and you don't have to work. Why aren't you taking it?"

He said, "My house mortgage isn't paid off, so I can't afford to give up my job, I need the salary."

Maybe he knew himself better than you. If he got a lump sum he might have spent it all on a cybertruck. (I know, I know, there were no cybertrucks back then, but you get my point). Also, many people are at loss what to do with their time when they retire. What would he do if he couldn't see you every day?

:-)

Elan