Subject: Re: o/t, but it has been discussed here
Advice to a trustee is very tricky..... I'll be turning in my urn if they hand it over to a "helper" charging 1 or 2%.

I love this line. What a horrible thought. I've spent a fair bit of energy, and broken many of my vows not to give advice, trying to keep friends and family from being slowly robbed. I've seen far to many of them paying serious fees for basic indexed investments.