Subject: Re: eliminating tension on this board
"6) Sit patiently on cash till one of the first five alternatives becomes more attractive, and it's clearer which one is best

Yah, I thought about making 1) a little more encompassing like "improve capital position" instead of "pay down debt". But your point is well taken.

But the real point of this followup message is that after posting, I had the idea to look through my Quotations file for the source of the remembered WEB/CAM/Jim quote.

No luck there, but (having used the word "wise" in my post) I did find the following, which seemed apropos for the original topic of this thread (bolding mine):

"Surveying both modern research and ancient texts, Jeste found that the concept of wisdom has stayed 'surprisingly similar' across centuries and across geographic regions: 'All across the world, we have an implicit notion of what a wise person is.' The traits of the wise tend to include compassion and empathy, good social reasoning and decision making, equanimity, tolerance of divergent values, comfort with uncertainty and ambiguity. And the whole package is more than the sum of the parts, because these traits work together to improve life not only for the wise but also for their communities. Wisdom is pro-social. (Has any society ever wanted less of it?) Humans, Jeste says, live for an unusually long time after their fertile years; perhaps wisdom provides benefits to our children or our social groups that make older people worth keeping around, from an evolutionary perspective.
'Wisdom is useful at any age,' he says. 'But from an evolutionary point of view, younger people are fertile, so even if they're not wise, they're okay. But older people need to find some other way that they can contribute to the survival of the species.'

' Jonathan Rauch, The Atlantic, Dec 2014" (referring to his conversations with and publications by Dilip Jeste, MD at UCSD)

--sutton
wishing he'd done a better job with the coffee this morning