No. of Recommendations: 4
No sh*t. Who would think you would need flood insurance in the mountains of North Carolina. There are maybe a hundred thousand people whose homes were erased by the hurricane, and their insurance doesn't cover flooding. These people literally have nothing!
I'm sorry Mike, but there are flood maps and frequency of floods for all of the US to my knowledge. N Carolina had a catastrophic flood 100 years ago. Asheville was wiped out back then.
The city where I live has a small 10 house area that is designated as a flood zone. Now you would think that being in Florida everyone would carry it. They don't. There's places on the internet that will rate your properties chances. I've used them all. Minimal chance on flooding , high on wind damage. It's not cheap, that's the reason people don't get it.
