Post #409 by rayvt on the Retirement Investing board

Personal Finance Topics / Retirement Investing

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DCU was originally Digital Equipment Corporation CU. When DEC went out of business the CU remained, named Digital Federal Credit Union (DCU).

DCU had really good auto loan rates. They pay squat on Savings accounts, but 6% on the first $1000. Awhile back they had a $100 bonus and 1.99% rate for refinancing a car loan from somewhere else.

First Tech CU also pays squat, but they have a credit card with ZERO fee for cash advance & balance transfer, and account opening bonus. They sometimes have an offer of no interest for 1 year on balance transfers.

Other than these bonuses, neither CU is worth having an account at.

I just got an email from DCU announcing the merge. I suspect that I'll close both account when they merge.

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