So I'm the named person on 1poormom's trust. She doesn't look like she's going to last much longer (stroke last week). Though she did eat a bit last night (first time in over a week!!), so that's good.

But it got me wondering. She has to take RMDs. Whenever she passes, I don't have to take them. How is that handled? Does her trust still have to take the RMDs? Is it better (or even possible) to merge her trust with ours (or liquidate her trust assets and deposit them in ours)?

It may seem a bit callous, but she wouldn't want me to be caught flat-footed over her finances. I have been content to manage them for her, make sure her bills are paid, her needs are met. The stroke was unexpected, so now I'm wondering what I need to do when she no longer has any bills.