Wendy,

I have come to the common conclusion that AI is very faulty.

Kids aged 8 to 14 use the word "clanky" for AI and robots that do not function well. That is used across the board.

We worry kids won't know the difference? Ha, they get it better than we do.

Mixing threads with IP asking where....for cash....

I was looking at Credit Unions on Sunday with my dad. He gets it. Look up the Google AI results, but understand all the "facts" need double-checking elsewhere.

I looked up the average salary for my job 6 months ago. AI thinks I am paid a lot less. Go figure. Do employers get special treatment? Or is AI using outdated numbers?

By going to limited AI quotes, everyone can digest it. The importance of my adding my analysis matters more than quoting AI. An AI paragraph is a resource to say he is a starting data point without smudging the entire concept in the post with things going astray.

Credit Unions generally hold much less treasury paper. They have .60 loans to asset ratios, while private banks have .73 on average. Avoid any CU with only a small asset base. CUs fail when the managers are untrustworthy. Small asset bases are a problem.