Probably not an appropriate benchmark. I’d guess your Fidelity portfolio includes international stocks and maybe some bonds?

Your right, it's not entirely fair as a benchmark, but I am at their maximum risk level (I probably have two or more economic cycles, in theory, before retiring) so I'd like to get something closer to what I could get with an almost zero load SPX index fund. The last 10 years have been unusual, but I am not able to easily compare returns over anything longer than that.

The ~1% is all in, to me. If the underlying funds have fees they are either built into the all-in fee or built into the underlying fund performance.

I meant to reply this thread over the weekend, but time got away from me. As it turns out Fidelity slightly outperforms https://investor.vanguard.com/investment-products/... (Vanguard LifeStrategy Growth Fund) so I guess I have a bit more work ahead of me to figure out my best plan.

Retirement Investing FAQ

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