---- Achieving financial independence

I don't mean to spread FOMO by describing Saul's track record above. Achieving financial independence is much simpler.
1. Start investing early, preferably in your 20s
2. Live below your means, max out your 401K contributions each year, and allocate 100% of that to an index fund
3. Let that compound and grow tax deferred. It's amazing how many people don't know the mathematical power of compounding.
4. Don't get cute and try to time the market.
5. Once you hit your retirement number, set aside N years of living expenses in cash or cash equivalents. The number N depends on what each person finds comfortable, I recommend 3 to 5 years. The rest can be split between an index ETF and a bond fund. At this point, 4% of your liquid assets should be able to fund your annual living expenses. Consult with a professional financial advisor if you're not sure about how to manage your nest egg.
6. Enjoy your retirement. You've earned it. Don't look at your portfolio every day or every week.

I figured the simpler part out a bit late and got a late start, but I essentially ....

Lived below my means (Goal was to budget on a Minimum wage salary) which allowed me to save approximately 65% of my take home. Terrified of the market unfortunately so did not fully invest in the market, but 11 years later I can live off a 3-4% withdrawal rate if I had to, but I don't so at this point I can put the retirement stash on auto pilot with index funds and increase my life style spending and still take some educated risk on the investing front.

Don't mean to digress from the topic - but hopefully someone reads and get inspired to keep it simple, slow and steady.. :)