Post #244 by AdrianC on the Retirement Investing board

If someone appears to be repeatedly personal, lean towards patience as they might not mean offense. If you are sure, however, then do not deepen the problem by being negative; instead, simply place them on ignore by clicking the unhappy yellow face to the right of their name.

- Manlobbi

Personal Finance Topics / Retirement Investing ❤

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“I read a book about ETFs, but didn't really understand why I would want those over ordinary MFs.”

ETFs are more tax efficient. Most never distribute a capital gain. Mutual Funds, especially active ones, can distribute very surprising cap gains, even in a losing year. I found this out the hard way :-(

ETFs trade throughout the day, so you know your entry and exit price.

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