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Personal Finance Topics / Retirement Investing
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Author: rayvt 🐝  😊 😞
Number: of 668 
Subject: Re: Brokered CDs
Date: 07/15/2023 7:38 PM
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I use treasuries for my fixed income investing at this time. I rarely buy them at auction but instead just buy them through my brokers (I've used Schwab, Fidelity and TD Ameritrade) w/o any issues.

Hmmmm. Quickly looking, it appears that most of the secondaries tend to be minimum 10 (10 * $1,000 = $10,000). Just a note of interest.

New brokered CDs look to pay a bit more yield. At Fidelity, 1 yr CD are 5.4%, 5.3%, 5.25%.
1 yr Treasuries 5.309%, 5.297%

I'm just starting to get back into fixed income things, now that interest rates are off the floor. Is there any particular advantage of CDs vs. secondary Treasuries? Treasuries not subject to state income tax?
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