Post #16348 by hclasvegas on the US Policy board

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of ‘new normal’ for insurers.

" Verisk reported that the global modelled insured average annual property loss (AAL) from natural catastrophes has reached US$152 billion.

The figure, released in the company’s latest Global Modelled Catastrophe Losses Report, signals that the insurance industry should prepare for annual insured property losses from natural disasters that may exceed this amount.

The 2025 report draws on catastrophe models used by insurers and reinsurers worldwide. The models account for factors such as inflation, urban growth, increased event frequency, and climate change. According to Verisk, the non-crop global modelled insured AAL rose by US$32 billion over 2024, reflecting a continued rise in catastrophe losses globally.

Over the last five years, insured losses have averaged US$132 billion annually, compared to US$104 billion in the previous five-year span."

https://www.insurancebusinessmag.com/ca/news/catas...

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