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Personal Finance Topics / Retirement Investing
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Author: AdrianC ⎊🐝  😊 😞
Number: of 667 
Subject: Re: taxes, distributions, and ACA
Date: 03/09/2025 10:28 AM
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No. of Recommendations: 2
Maybe just realize it all at once and get it over with. A one-time hit, and then ACA for the next three years as normal. Hmmm....

Bear in mind, currently ACA premiums are capped at 8.5% of MAGI. That expires in 2025, and if not renewed, we go back to the old way, subsidy cliff at 400% of federal poverty level. $1 under = subsidy, $1 over = no subsidy.

https://www.kff.org/policy-watch/who-might-lose-el...

Do we really think the enhanced tax credits will be renewed? It might be best to take the one-time hit.
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