There's a risk getting out of bed every morning. There's a risk every time you start a car, or walk across the street.

True. Which is one of the arguments against having a gun in your home. The risk of being a victim of a crime against your person in your home is so unbelievably low that it's not worth the money or danger of having a gun in your home.

Plus, even though there's a risk when you do mundane things like start your car or walk across the street, we still do things to try to reduce the overall risk. That doesn't mean you refuse to start your car or walk across the street - but it does mean we have rules that govern basic automobile design and safety (to reduce the chance starting your car will kill you) and that govern traffic and pedestrian crossings (to reduce the chance you'll be struck while crossing the street).

What happens the day your number comes up?

I'd rather have a firearm and not need it than need it and not have it.

The "day your number comes up" may be the day when an innocent stranger knocks on your door. Not the day when a serial killer does. The day you make a tragic decision when you're anxious and scared and have incomplete information, and end up destroying your life by killing an innocent person.

That's the point. If having a firearm when you don't need it is more dangerous to you than needing it and not having it - because the former situation is going to happen far more frequently than the latter - then you shouldn't want to have it.