From a USian POV...We are trying to get overseas for an extended period of time. DH is on traditional Medicare and I am on ACA. IIRC, neither of us are covered overseas. We will not be in one particular country this time around, starting with Canada, New Zealand/Australia, and Malta/Portugal/Europe. Probably 3 different trips of 2-3 months each. This is in part because of a restriction on DH, a type 1 diabetic, who has been told by Medicare that he MUST go to his endocrinologist quarterly, in person, or lose medical supply coverage for his insulin pump/CGM. Note that not even his doctor wants to see him more than twice a year, as he is extremely healthy, but his body just doesn't make insulin. He also has other meds, with Medicare restricting him to a 90 day supply, reordering taking place only within 10-15 days of running out. So that said:

1. Does anyone have a starting point for decent overseas health plans we can buy? Travel was so much easier with retiree health care.

2. Any Medicare experts out there that can address:
a) What happens if he skips an endocrinologist visit? We assume that puts him on his own to pay for supplies, about $600 oop/90 days, until he sees the doctor in person, but none of this is logical!
b)Given the restrictions on getting prescriptions and renewals, can he get a medicare prescription for 90 days and a second one for another 90 that he pays cash for? No opiods here. Not looking to sell these on the market, or defraud anyone, just trying to get out of Dodge for a serious trip.

Really, how do all those seniors on a multi-month world cruise do their meds? He's trying to get answers, but so far no one seems to have a clue.

Appreciated.

IP,
intending to do longer trips ahead