Post #39 by Goofyhoofy on the Earth Limits board

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Federal Flood insurance should pay to rebuild in the same spot only 2 or maybe 3 times but certainly not unlimited.

I’ve always thought that certain areas should be redlined as “flood plain” or whatever. And that building in those areas can be insured only for 90% of their value. If they are rebuilt, then they are marked (on deed) and can only be insured for 80%, and so on.

If somebody wants to spend the money to do that, well, fine. At some point it will catch up, the structure abandoned or torn down, and that will be that. Meanwhile people don’t have to go completely naked; they can choose their level of risk.

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