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The week's question
In December 2024, in the thread "Re: BRK: Why Not XOM?", BreckHutHigh asked the members: "What about the long road trips with kids?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Halls of Shrewd'm / Any Missing Board Requested Here
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Author: BenSolar   😊 😞
Number: of 165 
Subject: Board Request: Upstart Holdings Inc (UPST)
Date: 12/22/22 1:55 PM
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No. of Recommendations: 3
First off, I'll use my initial post here in Shrewdom to thank Manlobbi, profusely, for providing these boards. Thank you, thank you, thank you. I am amazed! Huzzah!!!

Upstart is a fascinating company to me, and, I think, to many others. It's now a small-cap: $1 billion market cap, but in the not very distant past that number was a LOT bigger. They are applying AI to qualifying people for loans, a matchmaker between lender and borrower, taking a small slice of the pie.

They were a popular Saul stock that had incredible growth, and actual profits! Then over the last year, their business dried up with the rate hikes and lenders/investors fearing a coming recession, so they're losing money now, but are still expanding in some ways: into auto lending, small business lending, small dollar amount lending, and intend to move into the biggie: mortgage lending. Maybe they'll rebound in a huge way when the interest rate and lending environments improve?

Anyway, there was never an UPST board at the Fool, and Saul banned discussion on his board since it wasn't a growth stock anymore. I'd like to see if we can get some discussion going here.

Thanks again, Manlobbi!
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This community has written 161 posts about Any Missing Board Requested Here. The article-length ones it recommended most:
Building portfolio models · 4 recs · 2025
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