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The week's question
In December 2024, in the thread "Re: BRK: Why Not XOM?", BreckHutHigh asked the members: "What about the long road trips with kids?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Outskirts of Shrewd'm / Help with Health & Insurance
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Author: AdrianC   😊 😞
Number: of 16 
Subject: Re: ACA: Catastrophic plans & HSAs
Date: 10/08/25 9:03 AM
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Me: "Got an email from Healthcare.gov yesterday, saying we won’t get subsidies, but could get a catastrophic plan. I’ll certainly look at it. Our current Bronze plan has $10k deductible per person. How much higher is a catastrophic plan?"

AJ pointed out on the Fool that the max deductible for any ACA compliant plan, including catastrophic plans, is $9,200 per person.

I checked our Bronze plan insurance card: Ind $9200/Fam $18,400 out of pocket max*

* Note this is the max covered by insurance. We can have other costs above this.
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This community has written 14 posts about Help with Health & Insurance. The article-length ones it recommended most:
Doctors, getting 2nd/3rd opinions · 4 recs · 2023
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