As others have stated the fraud, spam, phishing attempts are more and more sophisticated. It is sad that people resort to this and can cause naive people and some seniors serious problems.

I had something from Chase a few years ago that seemed very real and they were persistent but everytime I called Chase they knew nothing of it so I gave it up. I even received a letter. I ignored it and years later have never had an issue and I have a bunch of credit cards from Chase.

My uncle is in his 80s, still mentally sharp but not computer savvy. Anyhow somehow someone started paying bills from his bank account and when his statement came (he doesn't do online banking) he found a bunch of withdrawals and then one larger one. I think the smaller ones were around $2,400 in total and the last one was another $2,400 in one transaction. Fortunately his bank has paid all of it back. Unfortunately he was doing a ton of auto bill paying and is spending hours trying to get those resolved/updated. He said my father (passed away in 2021) once told him he did not use auto bill paying (which I think is wise).

I get so many toll collection messages, including one from Arizona, a state that has no tolls.

Another one is someone/something pretending to be Consumer Reports saying my bill is due but the info on it is wrong compared to my actual subscription.

It is just relentless. And fortunately I haven't had to deal with serious medical issues but I've heard billing from those can go on for years.

Hope you figure it all out. Trying to talk to a human is often another difficult process.

Rich