No. of Recommendations: 1
Not this one isn't in the government institutions and societal norms - there's tons of that but I'd like to save something for the honeymoon. Your deserved decline should be savored and enjoyed.
https://www.wsj.com/articles/americans-losing-fait...""Americans Losing Faith They Will Have Enough Money for Retirement
Workers' financial confidence for retirement takes steepest drop since 2008, survey finds""
Of course, the TMF 401K bubble dwellers don't feel this - their unfair advantages and tax benefits worked out well. And it's great they don't venture outside the bubble - that will help problems like this - grow. Things I used to be against - but was personally attacked for - that I know SUPPORT VEHEMENTLY:
1.)A continual march away from the traditional nuclear family, The Beaver Cleaver stuff is over.(It is - lol and you people see that in reality in the news every day!)
Less stable nuclear households means many times, one adult is responsible financially - not two. More money can be spent on child care. More percentage of income can go to basics. This is GOOD! Woo hoo! We are making progress.
2.)Births out of wedlock are to be CELEBRATED. More TV and Movies and Music glorifying it. Silence ANY voice that claims that this contributes tons to poverty and crime and social services and DRAINS resources from other things that can move people forward. In some demographics we're at 70%. In America as a whole it's 30+%. Oh and do not ask why, despite Sex-Ed - STD's are exploding. Red and Blue both. This helps health expenditures.
3.)Make sure kids can run fast. No Twinkies and French fries are school. Teach about dudes wearing dresses. Pot is no big deal. DON'T TEACH PERSONAL FINANCE, AND PERSONAL FINANCIAL RESPONSIBility.
New smartphones. Streaming. "Gym" memberships. Going out to eat and make sure it's organic and "fraaaash!" not that cheap chain food. Granite. Backsplash. Vet bills for "the puppy". In some demographics - spend the net worth on hair styling and car rims and high dollar tennis shoes. DO IT, IT'S YOUR RIGHT! IT'S SO 50'S, SO RACIST TO SUGGEST OTHER WISE.
(Mind, you, some minority demographics in America do the opposite of above -- they live in the wealthier zip codes - go figure, it's a coincidence. We don't want that for the rest of America. No way)
4.)Shout down people who say : "IT'S NOT THE BANK'S FAUL". Blame solely the banks and big business and the rich when people, of their own volition - signed up to buy stuff they had no plan on how to pay for.That leads to higher interests for some, late fees, bankruptcy, and the expenses are absorbed by people and the system. That's good for retirement. Right?
5.)DON'T QUESTION BIG ACADEMIA. DON'T.
The salaries. The sabatacles. The resort like campuses. The food courts. All of which are not only jacking up costs - but setting a 'baseline' standard lifestyle for future spenders.
6.)NO BAILOUTS OR FORGIVENESS FOR TRADE SCHOOLING.
Yep. If someone went to college, had a good time and now has "debt!" -- forgive $10,000 of it. But a fella who went to a less fancy school,. learned a true marketable needed trade - he doesn't get the $10,000. No way.
7.)Support NAFTA, GATT. AND PERMANANENT NORMALIZZED TRADE RELATIONS with China and others. The old way - was not as good for Club 401K and Wall Street and "the portfolios!". Whole cities - where young men graduated high school, worked at the factory, got some benefits, some retirement, a way that supports a nuclear family and even allowed for the station wagon trip to Myrtle Beach - that is sooooo obsolete and horrible. Tell him to get a Green Job. DO NOT question that he never got the green job - instead he got a baby mommy, a tattoo, some pot and beer and in some cases, a gun to do no good with.
8.)DO NOT ALLOW ANYONE TO QUESTION THE ABOVE - if they do, cancel them, They lose their job, resign as CEO, whatever.
Netflix and Chill? NOPE ....I'll now give you IMAX-and CLIMAX.....
All of the above is now NORMALIZED in your country. And man it's gonna get worse.
Imagine how one day you people will say "man. The 2020's - those were the good ol days".
Anyhow, back to your bubble. Shout "15 an hour!" and go back to the 401K statement.
