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Halls of Shrewd'm / US Policy
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Author: Dope1   😊 😞
Number: of 77802 
Subject: Re: It's time t0...
Date: 09/06/25 10:51 AM
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No. of Recommendations: 4
How are you protecting yourself from the future environment?

We have a Variable Universal Life insurance policy out on me. The way it works is you borrow against the death benefit once it matures - since it’s technically a loan you’re making to yourself, it’s not “income”. So you never pay taxes on any of it.

We also have another insurance annuity that’s contracted to pay out for life at a certain rate.

Both together add up to a base level of cash flow for life that’s protected from taxes/inflation.
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