"I can't help but think it won't even out, though I wish it would. People will drop health care to afford basic necessities."

I agree with you and Steve. Is a penalty no longer levied on filers via the tax code if a person can't prove healthcare insurance ? People will have no choice but to drop healthcare in order to afford rent,or mortgage,or car payment etc,etc.

Still see a pullback in consumer spending driving 70% of GDP, though.
Can't spend what you don't have.
Insurance doesn't really seem to have a downstream creation of economic activity like durable goods or consumer discretionary stuff. Insurance has always felt like an economic friction to me, except for the few times when I broke bones and the insurance definitely saved me from big bills.