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The week's question
In December 2024, in the thread "Re: BRK: Why Not XOM?", BreckHutHigh asked the members: "What about the long road trips with kids?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Author: sano ✶✹🐝  😊 😞
Number: of 84361 
Subject: Re: Climate change not an existential threat
Date: 11/15/24 12:32 PM
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Are the models used by property insurers in Florida an objective assessment of risk?

So you're saying it's expensive to insure homes in hurricane-affected areas? Tell me more.

Responses beginning with "So you're saying" are followed with logical fallacies and/or outright lies.

Actuaries are damned good at assessing risk. It's more expensive to insure boats everywhere because of increasing strength and frequency of tropical storms.

To wit, my premiums in SoCal got raised since all the vessels in the insurance companies marine portfolio have to subsidize the all the other vessels in the portfolio. Actuaries know the increasing strength and frequency of hurricanes impacting the gulf and east coast will require more premiums from all vessels in their portfolio to cover the projected damages.
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This community has written 84,309 posts about US Policy. The article-length ones it recommended most:
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